Blog :

I’m overqualified, underpaid and terrified to move.

Jan 5, 2026
I’m overqualified, underpaid and terrified to move.

There’s something uniquely frustrating about starting a new year realising you’ve outgrown your job. You’ve gathered the skills, earned the stripes, taken on the extra responsibilities… yet somehow, your salary and title never quite caught up.

On paper, you’re flying.
In reality, you’re stuck.
And stuck is an exhausting place to begin January.

This is the quiet dilemma many people carry into a new year: the sense that they’re capable of much more, but paralysed by the fear of leaving behind the stability they’ve built. Being overqualified and underpaid is one thing. Feeling too afraid to make a move? That’s the part that hits hardest.

The Confidence Gap That No One Talks About

When someone has been undervalued for long enough, they start to internalise it. They know they can do more, yet something in them whispers that they should stay put… just in case.
Just in case they’re not as good as they think.
Just in case the next place doesn’t see their worth either.
Just in case they jump and there’s no soft landing.

Undervaluation has a way of shrinking people down. It’s not the lack of money or title that does the real damage, it’s what being overlooked repeatedly does to someone’s confidence. And that’s exactly why moving feels terrifying: the job didn’t just underpay them; it undercut their self-belief.

The Myth of “Staying Just a Bit Longer”

People often convince themselves that staying another year will fix everything. Maybe leadership will finally notice. Maybe the next project will translate into a promotion. Maybe the salary review will actually be a review this time.

But here’s the uncomfortable truth:
If a company benefits from someone doing higher-level work for a lower-level salary, they have very little incentive to change that.

Staying put hasn’t worked so far. It won’t suddenly start working because the calendar now says January.

Fear Isn’t a Stop Sign - It’s a Signal

Being terrified to move doesn’t mean someone shouldn’t move.
It means the next step needs to be intentional.
Fear often shows up not because a person is incapable, but because they’re on the edge of something bigger, a growth moment disguised as anxiety.

A new role, a new environment, a new trajectory… all of that becomes possible the moment they let themselves imagine what they deserve, not just what they’ve tolerated.

Start by Rewriting the Story

Instead of asking, “What if it goes wrong?”, flip it:
“What if it finally goes right?”

What if the new year is the moment they decide their skills actually matter?
What if their experience is worth more than the scraps they’ve been handed?
What if they’re not overqualified and underpaid, they’re just in the wrong place?

Moving on doesn’t mean abandoning safety. It means choosing to believe they can build something safer, healthier and more aligned.

The Leap Isn’t as Big as It Feels

People rarely jump from certainty into chaos. They move from stagnation into opportunity. And once they do, they often look back and wonder why they waited so long.

The terror they feel today is temporary.
The freedom on the other side? That sticks.

So as the new year begins, the question isn’t whether they’re overqualified or underpaid, they already know that. The real question is whether they want to carry the same feeling into next January.

Because nothing changes if they don’t.

And everything changes when they finally decide they’re worth more.

Read on
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